Traveling can be an exhilarating experience, but long waits at airports can often lead to stress and fatigue. Fortunately, many credit cards now offer free airport lounge access, allowing travelers to relax in a comfortable environment before their flights. In this post, we’ll explore the top five credit cards that provide complimentary airport lounge access, ensuring you travel in style and comfort in 2025.
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About the Credit Cards
A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services, or withdraw cash, on credit. Using the card thus accrues debt that has to be repaid later. Credit cards are one of the most widely used forms of payment across the world.
A regular credit card is different from a charge card, which requires the balance to be repaid in full each month, or at the end of each statement cycle. In contrast, credit cards allow consumers to build a continuing balance of debt, subject to interest being charged at a specific rate. A credit card also differs from a charge card in that a credit card typically involves a third-party entity that pays the seller, and is reimbursed by the buyer, whereas a charge card simply defers payment by the buyer until a later date.[citation needed] A credit card also differs from a debit card, which can be used like currency by the owner of the card.
As of June 2018, there were 7.753 billion credit cards in the world. In 2020, there were 1.09 billion credit cards in circulation in the United States, and 72.5% of adults (187.3 million) in the country had at least one credit card.
Eligibility Criteria
Top 5 Credit Cards with Free Airport Lounge Access For Travellers & Everyone.
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Here are 5 Credit Cards with Free Airport Lounge Access
1.FIRST Power Plus Credit Card
The HPCL IDFC FIRST Power Plus Credit Card is designed to cater to the needs of frequent travelers and fuel users, offering a range of benefits that enhance both mobility and lifestyle. This credit card is a collaboration between IDFC FIRST Bank and Hindustan Petroleum Corporation Limited (HPCL), making it an attractive option for those who prioritize fuel savings while enjoying additional perks.
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2.AU Credit Card
AU Small Finance Bank offers a range of credit cards to suit different needs and lifestyles. Whether you’re a frequent traveler, a shopaholic, or simply looking for a reliable everyday card, AU Bank has you covered.
Popular AU Bank Credit Cards:
AU Bank Zenith Credit Card: A premium credit card offering exclusive benefits like concierge services, airport lounge access, and high reward points.
AU Bank Vetta Credit Card: A lifestyle credit card with attractive features like cashback offers, fuel surcharge waiver, and reward points.
AU Bank Altura Credit Card: A versatile credit card suitable for everyday spending, offering rewards, cashback, and insurance benefits.
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3. Swiggy HDFC Credit Card
The Swiggy HDFC Bank Credit Card is a fantastic option for food enthusiasts and frequent online shoppers. Designed to cater to the needs of the modern consumer, this card offers a range of benefits and rewards.
Key Features:
10% Cashback on Swiggy: Enjoy a generous 10% cashback on all your Swiggy orders, including food delivery, Instamart, Dineout, and Genie.
5% Cashback on Online Spends: Get 5% cashback on online shopping across popular e-commerce platforms.
1% Cashback on Other Spends: Earn 1% cashback on all other purchases.
Complimentary Swiggy One Membership: Enjoy unlimited free deliveries, exclusive discounts, and more with a 3-month complimentary Swiggy One membership.
No-Cost EMI: Convert your purchases into easy EMIs.
Fuel Surcharge Waiver: Save money on fuel purchases
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4.SBI Elite Credit Card
Lounge Access: Up to six international and eight domestic visits annually
Additional Benefits: Rs 5,000 welcome gift voucher, 5 times rewards on dining, grocery, and department store spends, and free movie tickets worth Rs 6,000 annually.
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5.HDFC Diners Club Privilege Credit Card
Annual Fee: Rs 2,500 (waived off on spending Rs 3 lakh in the previous year)
Lounge Access: 12 complimentary visits across airports in India and abroad
Additional Benefits: Complimentary annual memberships for Amazon Prime, MMT BLACK, Times Prime, Dineout Passport, and other rewards.
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