Experience unparalleled benefits and prestigious perks with the ICICI Bank Free Platinum Credit Card. This no-frills, easy-to-manage card offers a wide range of exclusive benefits, including lounge access, BookMyShow discounts, hospitalization insurance, and Visa Platinum benefits. if you are using another bank credit card here are the top 6 credit cards In India.
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About the ICICI Bank
ICICI Bank Limited is an Indian multinational bank and financial services company headquartered in Mumbai with a registered office in Vadodara. It offers a wide range of banking and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of investment banking, life, and non-life insurance, venture capital, and asset management.
This development finance institution has a network of 5,900 branches and 16,650 ATMs across India and has a presence in 17 countries. The bank has subsidiaries in the United Kingdom and Canada; branches in the United States, Singapore, Bahrain, Hong Kong, Qatar, Oman, Dubai International Finance Centre, China, and South Africa; as well as representative offices in the United Arab Emirates, Bangladesh, Malaysia and Indonesia. The company’s UK subsidiary has also established branches in Belgium and Germany
Eligibility Criteria
The eligibility criteria for the ICICI Bank Free Platinum Credit Card can vary depending on whether you’re applying for the regular “Instant Platinum Credit Card. Here’s a breakdown:
Instant Platinum Credit Card:
Minimum Age: 21 years
Minimum Income: Not officially specified, but generally requires a stable income and good credit history.
Additional Requirement: Requires an existing fixed deposit with ICICI Bank of at least ₹20,000 with a tenure of 180 days.
ICICI Bank Free Platinum Credit Card Features and Benefits
The ICICI Bank Free Platinum Credit Card, despite its “free” moniker, packs a serious punch when it comes to features and benefits. Here’s a rundown of what this card offers:
Free Perks:
No Joining Fee: Unlike most premium cards, you don’t have to pay an upfront fee to get started.
No Annual Fee: You can enjoy all the benefits year after year without shelling out an annual charge.
Luxury and Convenience:
Airport & Railway Lounge Access: Relax in comfort before you traveled with complimentary access to domestic airport and railway lounges (2 visits per quarter for Instant Platinum).
BookMyShow Discounts: Save up to 25% on movie tickets purchased through BookMyShow, making your entertainment budget stretch further.
Financial Security:
Accidental Death & Hospitalization Insurance: Enjoy peace of mind with complimentary insurance that provides financial support in case of unexpected accidents or medical emergencies.
Fuel Surcharge Waiver: Save 1% on fuel surcharges at HPCL petrol pumps with the Platinum Chip variant (up to ₹4,000 per month).
Rewards and More:
Reward Points: Earn 2 reward points for every ₹100 spent (except fuel), which you can redeem for exciting options like travel, merchandise, gift vouchers, or statement credits.
50% Extra Points on Online Spends: Boost your points with 50% bonus points on online purchases for the Instant Platinum variant.
Visa Platinum Benefits: Access a world of exclusive benefits like global concierge services, travel assistance, and VIP experiences with your Visa Platinum membership.
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Document Required
| Document Type | Salaried Individuals | Self-Employed Individuals |
|---|---|---|
| Proof of Identity | Aadhaar card, Voter ID card, Passport, Driving License | Aadhaar card, Voter ID card, Passport, Driving License |
| Proof of Address | Recent utility bill, Aadhaar card, Voter ID card, Passport, Driving License | Recent utility bill, Aadhaar card, Voter ID card, Passport, Driving License |
| Income Proof | Latest 3 months’ salary slips, Form 16 | ITR returns for the last 2 years, Bank statements for the last 6 months |
| PAN Card | Mandatory for all | Mandatory for all |
| Photograph | Required | Required |
| Additional documents for specific cards | Instant Platinum Credit Card: Existing ICICI Bank fixed deposit of at least ₹20,000 with a tenure of 180 days |
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How To Apply?
Ready to unlock the luxurious perks of the ICICI Bank Free Platinum Credit Card online? Here’s a streamlined guide to walk you through the process:
1. Choose Your Card:
Head to the ICICI Bank website: Click Here
Under “Personal Banking,” select “Cards” and then “Credit Cards.”
Choose between an “Instant Platinum Credit Card” (requires an existing fixed deposit) and a “Platinum Chip Credit Card” (no specific requirement).
2. Apply online:
Click on “Apply Now” for your chosen card variant.
Fill out the online application form with your basic details, mobile number, email address, and date of birth.
Accept the terms and conditions.
3. Enter income and employment information:
Select your employment status (salaried, self-employed, etc.).
Provide your monthly income and source of income.
Upload your latest salary slips or ITR returns for verification.
4. Submit identity and address proof:
Choose your preferred Proof of Identity document (Aadhaar card, PAN card, Voter ID, etc.) and upload a scanned copy.
Do the same for your Proof of Address document (utility bill, bank statement, etc.).
5. Additional steps (if applicable):
If applying for the Instant Platinum, upload proof of your existing fixed deposit with ICICI Bank.
Consider adding a nominee for your card.
6. Review and submit:
Carefully review all information before applying.
Once satisfied, click on “Submit Application.”
7. Track your application:
You’ll receive a confirmation message and application reference number.
Use this reference number to track your application status online anytime.
You can also expect a call from an ICICI Bank representative for verification purposes.
8. Card delivery:
If approved, your card will be delivered to your registered address within 7-10 business days.
You’ll receive an SMS notification about the dispatch and estimated delivery date.
