The Tata Neu Plus HDFC Bank Credit Card might be your perfect financial companion. This feature-packed card offers a compelling combination of rewards, airport lounge access, and valuable benefits to elevate your spending experience.
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Table of Contents
About the Tata Neu Plus HDFC Bank Credit Card
The Tata Neu Plus HDFC Bank credit card is a co-branded card that offers various benefits and rewards to cardholders. It comes with a joining fee of Rs. 499 + taxes. The card offers rewards in the form of NeuCoins, which can be used on Tata Neu and partner brand platforms. Cardholders can earn up to 7% value-back on select Tata Neu spends, and there is also an option to waive the credit card annual fee.
 The card offers a 50-day interest-free period on purchases and provides benefits such as a fuel surcharge waiver, airport lounge access, and complimentary domestic lounge access per calendar quarter.Â
The card is best suited for those with a minimum income of Rs. 25,000 per month for salaried individuals and ITR>Rs. 6 lakh p.a. for self-employed individuals. The card also offers welcome benefits, such as availing Rs. 499 NeuCoins on the Tata Neu App, which is the reversal of the first-year membership fees
Eligibility Criteria
For Salaried Indian national
Age: Min 21 years & Max 60 Years
Net Monthly Income > ₹25,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
ITR > Rs 6 Lakhs per annum
Feature of Tata Neu Plus HDFC Bank Credit Card
2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. For a list of eligible partner brands click hereÂ
1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
1% back as NeuCoins on UPI spends (including spends on partner Tata Brands) – maximum of 500 NeuCoins per calendar month. For more information on UPI spend on RuPay Credit Card,Â
Earn an additional 5% back as NeuCoins on selected categories on the Tata Neu App/Website, after downloading the Tata Neu App and registering for Tata NeuPass. For details on the Tata NeuPass,
Note:
NeuCoins will not accrue for Fuel Spends, Wallet loads and Smart EMI / Dial an EMI transaction
With effect from 1st January 2023:
1. Rental and Government-related transactions will not earn reward points. Till 31st Dec 2022 NeuCoins earned on property management services including rent, will have a maximum capping of 500 per month
2. Reward points earned on Grocery transactions will be capped at 1,000 per month for the Tata Neu Plus HDFC Bank Credit card.
For detailed Terms and conditions and Fair Usage Policy click here
Currently, Bill Payment (Tata Pay), Tanishq, Cult. fit, Air India and Tata Play spends are not eligible for an additional 5% NeuCoins via NeuPass Membership
Additional Features
Zero lost card liability: In the unfortunate event of losing your Tata Neu Plus HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
Interest-Free Credit Period: Up to 50 days of interest-free period on your Tata Neu Plus HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
Revolving Credit: Available at a nominal interest rate on your Tata Neu Plus HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.
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Benefits Of Tata Neu Plus HDFC Bank Credit Card
Domestic Lounge Access
4 Complimentary Domestic Lounge Access per calendar year (1 in a quarter). ₹2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
Please note, w.e.f 15 May 2023, the list of eligible domestic lounge access has been updated. For more information, please​​​​​​​ click here
1% fuel surcharge waiver at all fuel stations across India
(on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)
Get 499 NeuCoins on Tata Neu App (as a reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction.
Note:Â For eligible customers, the option to claim the Welcome Benefit will be available inside the Tata Neu App for 180 days from the statement date of the eligible transaction. The validity of the NeuCoins given against Welcome Benefit will be 365 days from the claim date.
Welcome Benefit is not applicable on Lifetime Free and First Year Free Cards. For detailed Terms and conditions Click here
Renewal Offer
Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived.
Contactless Payment
The Tata Neu Plus HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.
Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Cardholder has to enter the Credit Card PIN for security reasons.
NeuCoins Redemption & Validity
NeuCoins Redemption:
You can use your NeuCoins for purchases on Tata Neu /Website for Brands like:
- Air India Express
- Bigbasket
- Croma, Westside.
- Tata CLiQ, Tata CLiQ Luxury
- Hotel Bookings/Purchases on IHCL
- TATA 1MG
- Qmin
- Titan and Tanishq (only via Tata Neu)
You can use your NeuCoins by selecting Tata Pay/ NeuCoins /Loyalty Redemption as the payment method. NeuCoins can only be used on eligible transactions as defined by the individual brands.
For offline redemption of NeuCoins on selected stores kindly refer FAQs
​​​​​​​Note:
Your monthly statement will give a breakup of NeuCoins as follows:
- NeuCoins accrued and available with the Bank
- NeuCoins transferred to Tata Neu during the Statement Cycle
On a periodic basis (within 7 working days of the statement generation) the NeuCoins will be transferred to Tata Neu by the Bank. NeuCoins transferred to Tata Neu will be available for redemption on the Tata Neu App.
NeuCoins Validity:
Your NeuCoins expire 365 days after your last transaction involving an eligible earn or use of NeuCoins (even if it’s just one NeuCoin earned or used).
During special promotions, you might also earn additional NeuCoins. The expiry of these NeuCoins will be mentioned at the time of issuance.
Fee & Charges
Joining/Renewal Membership Fee – ₹499/- + Applicable Taxes
Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived.
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How To Apply?
If you are an Interested Candidate You can apply For the Tata Neu Plus HDFC Bank Credit Card Click Here
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